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Why do I need to sign these documents?

As a policyholder, or member, of Cajun Underwriters, you are a fractional owner in the company, like a stockholder in a public company. When Caiun Underwriters’ performance exceeds expectations, its management may elect to pay dividends to its policyholders. As a policyholder, your power of attorney signature is essentially your approval for Cajun Underwriters’ management team to make decisions on your behalf to run the company, nothing more. The state of Louisiana governs the exchange and requires all policies, regardless of amount, to include a policyholder signature on the Limited Power of Attorney and Subscriber Agreement documents.